Can Stripe take money out of my bank account if I refund online orders?

Yes, in one case. If refunds are bigger than your payments, your Stripe balance can go negative and Stripe may debit your bank account.

• Your bank account must allow both credits and debits.
• This only happens when refunds exceed the money coming in.
• Keep enough balance when you refund large orders.
• Check your Stripe balance before bulk refunds.
• Your account country decides your Stripe fees and rules.