Razorpay or Cashfree: which is better for a restaurant?
Updated 9 October 2026
Neither is better for everyone. Razorpay shows a 2% fee on successful payments, Cashfree 1.95% for UPI and standard cards. Compare their current pages before signing up.
- Razorpay: a 2% transaction fee, zero setup and zero annual maintenance charge.
- Razorpay settlement: the standard cycle for domestic payments is T+2 working days, and Instant Settlements can cut this to minutes.
- Cashfree: 1.95% for UPI, Visa, Mastercard, RuPay and Maestro cards, netbanking and wallets.
- Pick on total cost and settlement speed, not only the headline rate.
Use your own gateway, pay no commission
You connect your own Razorpay or Easebuzz account for card and UPI payments, so you choose the gateway and Menuthere takes no cut of the order.
Next questions
Sources (3)
- Razorpay pricing page: "the 2% transaction fee on successful payments", Razorpay, read 30 September 2026
- Razorpay docs: the standard settlement cycle for domestic payments is, Razorpay, read 30 September 2026
- Cashfree payment gateway: platform fee 1.95% for UPI, Visa/Mastercard/, Cashfree Payments, read 30 September 2026