What is Stripe Smart Disputes and is it worth it?
Updated 16 October 2026
Smart Disputes writes your dispute evidence with AI. Stripe charges 30% of the disputed amount for each dispute you win, and nothing on disputes you lose.
- You pay only when you win, so a lost dispute adds no Smart Disputes fee.
- On a small food order, 30% of the amount can be more than doing it yourself.
- It suits a big order you would not otherwise have time to fight.
- Check Stripe's pricing page for your country before you turn it on.
Find the order behind a dispute fast
Online orders and payments sit in one Menuthere dashboard, so you can find the order and your records quickly when a card dispute arrives.
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Sources (1)
- Stripe source, Stripe, read 30 September 2026